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HDFC Retirement Savings Fund - Equity Plan - Growth Option

Category: Retirement Fund
Launch Date: 07-02-2016
Asset Class: Equity
Benchmark: NIFTY 500 TRI
Expense Ratio: 1.77% As on (31-05-2025)
Status: Open Ended Schemes
Minimum Investment: 100.0
Minimum Topup: 100.0
Total Assets: 6,244 Cr As on (30-04-2025)
Turn over: 11.75
NAV (₹): 50.858 ₹ -0.01 ( -0.0216%)
as on 10-06-2025
CAGR Since Inception - 19.13%
NIFTY 500 TRI - 12.59%

Fund Managers

FM 1 - Mr.Srinivasan Ramamurthy, FM 2 - Mr.Shobhit Mehrotra, FM 3 - Ms. Nandita Menezes , FM 4 - Mr. Arun Agarwal , FM 5 - Mr. Dhruv Muchhal


Investment Objective

The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.

PERFORMANCE of HDFC Retirement Savings Fund - Equity Plan - Growth Option

Scheme Performance (%) Data as on - 10-06-2025

1-Year Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
HDFC Retirement Savings Fund - Equity Plan - Growth Option 7.39 22.67 27.9 - 19.13
NIFTY 500 TRI 8.0 20.34 24.25 14.57 12.59
Retirement Fund 8.49 15.08 14.82 10.26 12.3

RETURNS CALCULATOR for HDFC Retirement Savings Fund - Equity Plan - Growth Option

Growth of 10000 In SIP (Fund vs Benchmark)

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Growth of 10000 In LUMPSUM (Fund vs Benchmark)

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Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of HDFC Retirement Savings Fund - Equity Plan - Growth Option

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
HDFC Retirement Savings Fund - Equity Plan - Growth Option 10.44 1.22 4.56 0.8 - -
Retirement Fund - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
HDFC Retrmnt Savings Equity Reg 07-02-2016 7.39 21.6 22.67 27.9 0.0
PGIM India Retirement Fund Reg Gr 15-04-2024 13.67 0.0 0.0 0.0 0.0
ICICI Pru Retrmnt Pure Equity Gr 01-02-2019 11.68 31.72 26.71 29.94 0.0
Tata Retrmnt Savings Mod Reg (Gr) 01-11-2011 11.58 20.29 18.38 18.13 12.55
ABSL Retrmnt The 40s Reg Gr 01-03-2019 10.8 18.89 15.98 14.41 0.0
Tata Retrmnt Savings Reg Progressive Gr 01-11-2011 10.75 22.74 20.09 19.76 13.93
ABSL Retrmnt The 30s Reg Gr 10-03-2019 10.36 21.4 18.24 16.8 0.0
Axis Retirement Fund Dyn Reg Gr 05-12-2019 10.06 19.45 17.49 15.97 0.0
Axis Retirement Fund Aggr Reg Gr 01-12-2019 10.06 19.13 16.59 15.3 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 9.81 14.82 14.07 15.01 9.8

Asset Allocation (%)

PORTFOLIO ANALYSIS of HDFC Retirement Savings Fund - Equity Plan - Growth Option

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)